For Insurers, Brokers & Underwriters

Underwrite on the Paddock,
Not the Brochure.

A read-mostly insurer workspace fed from the policyholder's live farm data — by their permission. Per-farm Safety Scorecards. Anonymised cohort statistics with a k-anonymity floor that protects individual identity. Linked-farm renewal dashboards. The risk you're pricing is the risk that's actually in the paddock — not the risk on the proposal form.

What This Means for You

Operational data, shared by design.

Farm insurance has historically priced on annual proposal forms and a property visit if you were lucky. The risk is in the daily operating data — workforce safety records, biosecurity events, chemical handling certifications, asset valuations — and almost none of that survives the trip from the farm to the underwriter's desk. Built directly into the platform the farm already runs on, the insurer reads (with permission) what's actually happening, not what the broker remembers.

Capabilities

What You Get

Linked-farm risk dashboards

Every policyholder farm in one view. Safety Scorecard, biosecurity status, asset valuations, claim history. Renewal-badge surfaces farms approaching expiry.

Safety Scorecard, live

WHS / OHS incident counts, near-miss frequency, contractor visibility, certification currency, hazard-zone GPS breaches. Underwriting input that updates in real time, not at renewal.

Cohort statistics (anonymised)

Roll-up across your portfolio with a k-anonymity floor of 5+ — see industry-segment risk patterns without identifying any single policyholder.

Audit-vault claim evidence

Loss events, incident records, treatment registers and chain-of-custody all sit in the same tamper-evident vault. Claim assessment reads the same records the regulator audits.

Per-farm compliance status

Live view of each policyholder's regulator and buyer-mandated programme status. Affects rate, eligibility and renewal.

Direct comment thread per farm

Threaded comments per linked farm so the underwriter and the broker can co-ordinate around a specific case without leaving the platform.

How It Works

Three Steps to Live

01

Onboard the portfolio

Invite your existing policyholder farms, or accept invitations from farms wanting their insurer in the loop. Onboarding is per-farm and takes minutes.

02

Read the operating data

Safety scorecards, biosecurity events, asset valuations, incident records — sourced directly from the farm's day-to-day operating ledger. No annual document chase, no questionnaire follow-up.

03

Underwrite + renew on evidence

Rate, eligibility and renewal decisions made against live data, with anonymised cohort context for industry-segment benchmarking. The conversation with the farmer is about risk, not data-gathering.

Be Among the First to Run on RedEarthOne.

Early access is opening in waves. Join the waitlist and we'll be in touch as we open up access for insurers.

Early access · 30-day free trial · No credit card required